Many investors park their surplus money in debt schemes in an attempt to earn higher returns than Bank FDs. However the recent incident of Franklin Templeton,
The introduction or rather reintroduction of long term capital gains taxes on equity mutual funds including ELSS (equity linked savings schemes) has made some novice investors a bit jittery.
While planning for the Retirement one should keep in mind that what are the options available to an investor at the age of Retirement for the regular inflows or annuity. That might be Reverse Mortgage, Insurance Plans, SWP, etc.