General Insurance

Insurance
General Insurance or Non-life Insurance policies is a practical option for every person who would like to live a risk-free life. Risk is associated with everything and so, it is important to secure all the things that we own and that security is provided by insurance. General insurance covers insurance policies fire, marine, motor, accident and other miscellaneous non-life insurance. The tangible assets are susceptible to damages and a need to protect the economic value of the assets is needed. For this purpose, general insurance products are bought as they provide protection against unforeseeable contingencies like damage and loss of the asset. Like life insurance, general insurance products come at a price in the form of premium.
Types of General Insurance – Individuals:
Health Insurance:
- Protect your greatest asset good health.
- Individual and Group- Ordinary and Floater health Insurance Policy
- Cash free hospitalization in more than 1400 hospitals across India.
- Reimbursement of expenses during Pre- Hospitalisation and Post- Hospitalisation stages of treatment.
- 130 minor surgeries that require less than 24 hours hospitalization covered under the UNIQUE day care procedure.
- Reimbursement of expenses incurred on ambulance services to the nearest hospital where Emergency Health facilities are available
Motor Insurance:
- Protection from a financial loss arising out of loss or damage to your vehicle.
- Protection from liability towards third parties for personal injury.
- Protection death and property damage on account of any accident involving your vehicle.
- Cash Less and Hassle free Claim procedure.
Travel Health Insurance:
There’s a lot you’re exposed to while traveling abroad. And even though you’ve planned everything down to the smallest detail, there’s no telling when a calamity might strike. A sudden illness, loss of baggage, a financial emergency…. with Travel Health Insurance from you can be sure you’re covered for a whole host of calamities that may occur while traveling abroad.
Personal Accident:
An accident can happen at any time. And it could leave you with permanent harm or temporary disability, both of which could affect your life and your family.
Home Insurance:
Home insurance policy is designed to cover various risks and contingencies faced by home ownersand Safeguard the structure and contents of your home against natural calamities and human misintents. Get a comprehensive coverage for the lowest premium rate.
Goal based Investments
Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes.
We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registration Mutual Fund Distributor | ARN: 38058 | Initial Registration: 21 April 2006 | Current Validity: 24 April 2026
Grievance Officer: Ashish Kumar Singh | 9670733000 | ashish.singh@sipkaroindia.com
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